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Alpha Factor Red Black Crystals Gymnastics Foil AXSM Leotard
Alpha Factor Red Black Crystals Gymnastics Foil AXSM Leotard
$26.99
quality
Alpha Factor Foil Crystals ASM Gymnastics Leotard
Alpha Factor Foil Crystals ASM Gymnastics Leotard
$26.99
quality
Alpha Factor Gymnastics Leotard AS Adult Small
Alpha Factor Gymnastics Leotard AS Adult Small
$17.99
quality
Alpha Factor Leotard Leo Child Large VERY SOFT Animal Print Velvet
Alpha Factor Leotard Leo Child Large VERY SOFT Animal Print Velvet
$6.99
quality
EUC Alpha Factor Utah Gymnastics Leotard CM Child Medium Black
EUC Alpha Factor Utah Gymnastics Leotard CM Child Medium Black
$20.00
quality
ALPHA FACTOR foil black velour long sleeve competition leotard leo size CS PET
ALPHA FACTOR foil black velour long sleeve competition leotard leo size CS PET
$10.88
quality
ALPHA FACTOR navy blue velour rhinestone leotard leo size PET CM
ALPHA FACTOR navy blue velour rhinestone leotard leo size PET CM
$8.88
quality
Alpha Factor Leotard AXS Nwt
Alpha Factor Leotard AXS Nwt
$15.00
quality
ALPHA FACTOR GYMNASTICS LEOTARD OCEAN BLUE SLEEK COMPETITION ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD OCEAN BLUE SLEEK COMPETITION ADULT LARGE NEW
$44.34
quality
Alpha Factor Blue Velour Rhinestone Competition Gymnastics Leotard AXS
Alpha Factor Blue Velour Rhinestone Competition Gymnastics Leotard AXS
$16.09
quality
Alpha Factor Lime Tons of Stones LS Competition Leotard Child Int CM
Alpha Factor Lime Tons of Stones LS Competition Leotard Child Int CM
$69.98
quality
Alpha Factor Gymnastic Leotard SzCL
Alpha Factor Gymnastic Leotard SzCL
$9.99
quality
Alpha Factor Aerials Gymnastic leotard child large
Alpha Factor Aerials Gymnastic leotard child large
$12.50
quality
GK And Alpha Factor Gymnastic Leotards Sz CL
GK And Alpha Factor Gymnastic Leotards Sz CL
$15.00
quality
Alpha Factor Leotard Adult XS black stretch velour rainbow sparkles
Alpha Factor Leotard Adult XS black stretch velour rainbow sparkles
$19.94
quality
Girls Alpha Factor Gymnastics Leotard Black Silver Adult Small
Girls Alpha Factor Gymnastics Leotard Black Silver Adult Small
$15.00
quality
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Iridescent Cute Nice Women
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Iridescent Cute Nice Women
$17.99
quality
Alpha Factor Gymnastics Leotard Foil Pink Yellow Sequin Hair AMED
Alpha Factor Gymnastics Leotard Foil Pink Yellow Sequin Hair AMED
$24.99
quality
Alpha Factor Gymnastics Leotard Adult Xsmall
Alpha Factor Gymnastics Leotard Adult Xsmall
$19.99
quality
Girls Pink And Silver Alpha Factor PSU Camp Gymnastics Leotard Size Large
Girls Pink And Silver Alpha Factor PSU Camp Gymnastics Leotard Size Large
$8.00
quality
Girls Silver And Blue Alpha Factor Psu Camp Gymnastics Leotard Large
Girls Silver And Blue Alpha Factor Psu Camp Gymnastics Leotard Large
$12.00
quality
Girls Alpha Factor LSU Black Gymnastics Leotard Large
Girls Alpha Factor LSU Black Gymnastics Leotard Large
$14.00
quality
Alpha Factor Aerials Gymnastic Orange holographic leotard child medium
Alpha Factor Aerials Gymnastic Orange holographic leotard child medium
$12.50
quality
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Orange Flower Girl Women
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Orange Flower Girl Women
$17.99
quality
ALPHA FACTOR Blue Yellow LONG SLEEVED GYMNASTICS Leotard Girls L CHILDS LARGE CL
ALPHA FACTOR Blue Yellow LONG SLEEVED GYMNASTICS Leotard Girls L CHILDS LARGE CL
$14.98
quality
ALPHA FACTOR GYMNASTICS LEOTARD PINK  BLACK MYSTIQUE RACERBACK CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD PINK BLACK MYSTIQUE RACERBACK CHILD MEDIUM NEW
$12.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD PINK  BLACK MYSTIQUE RACER BACK ADULT SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD PINK BLACK MYSTIQUE RACER BACK ADULT SMALL NEW
$6.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD PINK  BLACK MYSTIQUE RACER BACK ADULT XS NEW
ALPHA FACTOR GYMNASTICS LEOTARD PINK BLACK MYSTIQUE RACER BACK ADULT XS NEW
$6.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK VELVET SIZE CHILD X SMALL NW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK VELVET SIZE CHILD X SMALL NW
$3.75
quality
ALPHA FACTOR GYMNASTICS LEOTARD SILVER DIAMOND FOIL METALLIC ADULT MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD SILVER DIAMOND FOIL METALLIC ADULT MEDIUM NEW
$7.00
quality
ALPHA FACTOR GYMNASTICS LEOTARD FUCHSIA DIAMOND HOLOGRAM ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD FUCHSIA DIAMOND HOLOGRAM ADULT LARGE NEW
$6.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLUE  SILVER FOIL ANIMAL PRINT ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLUE SILVER FOIL ANIMAL PRINT ADULT SMALL NWT
$10.50
quality
Nwt New Alpha Factor Leotard Leo Slim Cut Swirls Hologram Glitter Cute Nice Girl
Nwt New Alpha Factor Leotard Leo Slim Cut Swirls Hologram Glitter Cute Nice Girl
$15.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  PINK MYSTIQUE CRYSTALS ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK PINK MYSTIQUE CRYSTALS ADULT LARGE NEW
$11.61
quality
ALPHA FACTOR GYMNASTICS LEOTARD GREEN DIAMOND CHARMS OF LUCK CHILD X SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD GREEN DIAMOND CHARMS OF LUCK CHILD X SMALL NWT
$0.99
quality
Alpha Factor Aerials Gymnastics blue white leotard size Child Intermediate 6 6X
Alpha Factor Aerials Gymnastics blue white leotard size Child Intermediate 6 6X
$8.99
quality
Alpha Factor Aerials Gymnastics pink leotard size Child Intermediate 6 6X
Alpha Factor Aerials Gymnastics pink leotard size Child Intermediate 6 6X
$7.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD SILVER  PINK MYSTIQUE STRIPE ADULT SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD SILVER PINK MYSTIQUE STRIPE ADULT SMALL NEW
$9.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE LACE TANK CHILD MEDIUM NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE LACE TANK CHILD MEDIUM NWT
$7.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD NEON GREEN SLEEK COMPETITION ADULT SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD NEON GREEN SLEEK COMPETITION ADULT SMALL NEW
$7.00
quality
ALPHA FACTOR GYMNASTICS LEOTARD PURPLE BLACK MYSTIQUE RACERBACK CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD PURPLE BLACK MYSTIQUE RACERBACK CHILD MEDIUM NEW
$9.02
quality
ALPHA FACTOR GYMNASTICS GREEN DIAMOND CHARMS OF LUCK LEOTARD ADULT X SMALL NWT
ALPHA FACTOR GYMNASTICS GREEN DIAMOND CHARMS OF LUCK LEOTARD ADULT X SMALL NWT
$0.99
quality
ALPHA FACTOR GYMNASTICS JADE LIQUID METALLIC LACE LEOTARD ADULT MEDIUM NWT
ALPHA FACTOR GYMNASTICS JADE LIQUID METALLIC LACE LEOTARD ADULT MEDIUM NWT
$6.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD MULTI COLORED ANIMAL PRINT CHILD 6X 7 NWT
ALPHA FACTOR GYMNASTICS LEOTARD MULTI COLORED ANIMAL PRINT CHILD 6X 7 NWT
$4.25
quality
ALPHA FACTOR GYMNASTICS RED  BLACK MYSTIQUE SLEEK LEOTARD CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS RED BLACK MYSTIQUE SLEEK LEOTARD CHILD MEDIUM NEW
$11.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD FOIL SNAKE SKIN PRINT ADULT MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD FOIL SNAKE SKIN PRINT ADULT MEDIUM NEW
$5.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLUE  SILVER FOIL ANIMAL PRINT ADULT LARGE NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLUE SILVER FOIL ANIMAL PRINT ADULT LARGE NWT
$5.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  RED CHEETAH PRINT ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLACK RED CHEETAH PRINT ADULT SMALL NWT
$0.99
quality
ALPHA FACTOR GYMNASTICS GREEN DIAMOND CHARMS OF LUCK LEOTARD ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS GREEN DIAMOND CHARMS OF LUCK LEOTARD ADULT SMALL NWT
$0.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE LACE TANK ADULT MEDIUM NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE LACE TANK ADULT MEDIUM NWT
$7.16
quality
Alpha Factor Aerials Blue Green Rhinestone Leotard Womens Small ASM 4 6
Alpha Factor Aerials Blue Green Rhinestone Leotard Womens Small ASM 4 6
$15.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD GREEN DIAMOND CHARMS OF LUCK CHILD SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD GREEN DIAMOND CHARMS OF LUCK CHILD SMALL NWT
$4.25
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK MYSTIQUE CRYSTALS TANK ADULT X SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK MYSTIQUE CRYSTALS TANK ADULT X SMALL NEW
$7.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLUE  SILVER ANIMAL PRINT CHILD X SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLUE SILVER ANIMAL PRINT CHILD X SMALL NWT
$4.25
quality
ALPHA FACTOR GYMNASTICS LEOTARD GREEN  BLACK CHEVRON PRINT ADULT LARGE NWT
ALPHA FACTOR GYMNASTICS LEOTARD GREEN BLACK CHEVRON PRINT ADULT LARGE NWT
$7.00
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  BLUE MYSTIQUE LACE TANK ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLACK BLUE MYSTIQUE LACE TANK ADULT SMALL NWT
$10.10
quality
ALPHA FACTOR NAVY BLUE VELVET LOGO LEOTARD WITH SCRUNCHIE CHILD X SMALL NWT
ALPHA FACTOR NAVY BLUE VELVET LOGO LEOTARD WITH SCRUNCHIE CHILD X SMALL NWT
$3.75
quality
ALPHA FACTOR GYMNASTICS LEOTARD SILVER  PINK MYSTIQUE STRIPE ADULT MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD SILVER PINK MYSTIQUE STRIPE ADULT MEDIUM NEW
$10.60
quality
ALPHA FACTOR GYMNASTICS LEOTARD DAZZLING CRYSTAL COMPETITION ADULT X LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD DAZZLING CRYSTAL COMPETITION ADULT X LARGE NEW
$11.61
quality
ALPHA FACTOR GYMNASTICS LEOTARD LIME MYSTIQUE PRINT ADULT X SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD LIME MYSTIQUE PRINT ADULT X SMALL NWT
$0.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD DIGITAL GRAPHIC RED OMBRE HEART ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD DIGITAL GRAPHIC RED OMBRE HEART ADULT LARGE NEW
$6.50
quality
ALPHA FACTOR GYMNASTICS PURPLE MYSTIQUE ANIMAL PRINT LEOTARD ADULT MEDIUM NEW
ALPHA FACTOR GYMNASTICS PURPLE MYSTIQUE ANIMAL PRINT LEOTARD ADULT MEDIUM NEW
$5.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD GREEN  SILVER ANIMAL PRINT CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD GREEN SILVER ANIMAL PRINT CHILD MEDIUM NEW
$5.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD MULTI COLORED ANIMAL PRINT CHILD MEDIUM NWT
ALPHA FACTOR GYMNASTICS LEOTARD MULTI COLORED ANIMAL PRINT CHILD MEDIUM NWT
$5.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD FIESTA COLORFUL FOIL METALLIC CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD FIESTA COLORFUL FOIL METALLIC CHILD MEDIUM NEW
$8.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL  BLACK FOIL RACER BACK ADULT X SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLACK FOIL RACER BACK ADULT X SMALL NEW
$10.60
quality
ALPHA FACTOR GYMNASTICS LEOTARD PURPLE BLACK MYSTIQUE RACER BACK CHILD 6X 7 NEW
ALPHA FACTOR GYMNASTICS LEOTARD PURPLE BLACK MYSTIQUE RACER BACK CHILD 6X 7 NEW
$10.60
quality
ALPHA FACTOR GYMNASTICS LEOTARD PURPLE METALLIC CRYSTALS TANK CHILD LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD PURPLE METALLIC CRYSTALS TANK CHILD LARGE NEW
$15.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLUE  SILVER FOIL ANIMAL PRINT ADULT MEDIUM NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLUE SILVER FOIL ANIMAL PRINT ADULT MEDIUM NWT
$5.00
quality
ALPHA FACTOR W GYMNASTICS LEOTARD ADULT XS Coral Silver Rhinesones
ALPHA FACTOR W GYMNASTICS LEOTARD ADULT XS Coral Silver Rhinesones
$34.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD OCEAN BLUE SLEEK COMPETITION CHILD LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD OCEAN BLUE SLEEK COMPETITION CHILD LARGE NEW
$10.60
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  PINK MYSTIQUE LACE TANK ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD BLACK PINK MYSTIQUE LACE TANK ADULT SMALL NWT
$7.16
quality
ALPHA FACTOR GYMNASTICS LEOTARD OCEAN BLUE SLEEK COMPETITION ADULT X SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD OCEAN BLUE SLEEK COMPETITION ADULT X SMALL NEW
$7.16
quality
ALPHA FACTOR GYMNASTICS LIME PYTHON BLACK MESH SEQUINS LEOTARD ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LIME PYTHON BLACK MESH SEQUINS LEOTARD ADULT LARGE NEW
$0.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD NEON GREEN SLEEK COMPETITION ADULT MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD NEON GREEN SLEEK COMPETITION ADULT MEDIUM NEW
$11.50
quality
ALPHA FACTOR GIRLS PINK BLACK ZEBRA LEOTARD SHORTS SET YOUTH SMALL CS CXS
ALPHA FACTOR GIRLS PINK BLACK ZEBRA LEOTARD SHORTS SET YOUTH SMALL CS CXS
$12.99
quality
Alpha Factor Aerials Adult XS Red Gymnastics Leotard
Alpha Factor Aerials Adult XS Red Gymnastics Leotard
$12.00
quality
2 ALPHA FACTOR Size AXS COMPETITION GYMNASTIC LEOTARD VELVET RHINESTONE METALLIC
2 ALPHA FACTOR Size AXS COMPETITION GYMNASTIC LEOTARD VELVET RHINESTONE METALLIC
$19.96
quality
EUC ALPHA FACTOR GYMNASTICS LEOTARD BLUE CHILD LARGE CL BRESTYANS
EUC ALPHA FACTOR GYMNASTICS LEOTARD BLUE CHILD LARGE CL BRESTYANS
$13.59
quality
Aerials Alpha Factor Gymnastics Leotard Size AME
Aerials Alpha Factor Gymnastics Leotard Size AME
$8.00
quality
Alpha factor gymnastics leotard adult large AL
Alpha factor gymnastics leotard adult large AL
$18.00
quality
ALPHA FACTOR green foil gymnastics leotard CM Christmas on the Chesapeake
ALPHA FACTOR green foil gymnastics leotard CM Christmas on the Chesapeake
$6.01
quality
ALPHA FACTOR GORGEOUS PURPLE GRAY VELVET SLEEVELESS GYMNASTICS LEOTARD ADULT L
ALPHA FACTOR GORGEOUS PURPLE GRAY VELVET SLEEVELESS GYMNASTICS LEOTARD ADULT L
$2.99
quality
Alpha Factor Custom Competition Leotard Red Foil Flames Swarovski Crystals CL
Alpha Factor Custom Competition Leotard Red Foil Flames Swarovski Crystals CL
$15.50
quality
Alpha Factor Custom Competition Leotard Red Foil Flames Swarovski Crystals CS
Alpha Factor Custom Competition Leotard Red Foil Flames Swarovski Crystals CS
$14.99
quality
Alpha Factor Custom Leotard Red and Black with Crystal Embellishments
Alpha Factor Custom Leotard Red and Black with Crystal Embellishments
$30.00
quality
Alpha Factor Gymnastics Leotard Purple AXS Adult X Small
Alpha Factor Gymnastics Leotard Purple AXS Adult X Small
$16.99
quality
Alpha Factor Gymnastics Leotard Navy CL Child Large
Alpha Factor Gymnastics Leotard Navy CL Child Large
$16.99
quality
Lot of 2 Gymnastics dance leotard Long sleeve Alpha Factor Sparkling Size CM
Lot of 2 Gymnastics dance leotard Long sleeve Alpha Factor Sparkling Size CM
$10.99
quality
alpha factor leotard CM
alpha factor leotard CM
$10.00
quality
Nwt New Alpha Factor Leotard Hologram Holo Black Pink Insert Crystal Women AS S
Nwt New Alpha Factor Leotard Hologram Holo Black Pink Insert Crystal Women AS S
$49.99
quality
Gymnastic Leotard Alpha Factor Child Intermediate
Gymnastic Leotard Alpha Factor Child Intermediate
$9.00
quality
Gymnastics Leotard Child Medium By Alpha Factor
Gymnastics Leotard Child Medium By Alpha Factor
$8.00
quality
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Alpha Factor Leotard

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Alpha Factor 2011 Sneak Peak

NACRA and Alpha 2000 announce partnership to provide free do it yourself loan modification help

Ft. Lauderdale, FL May 30, 2009 – Loan modifications are one of the few instruments homeowners can rely on to save their homes from foreclosure. As if homeowners have not been stressed enough financially and mentally over their situation, this help very often requires a couple thousand dollar investment on their behalf to facilitate. “A lot of bad actors are seizing on the misfortunes of consumers and capitalizing financially on the fear of homeowners over quite possibly losing their homes to foreclosures” said Lou Rodriguez, Founder of N.A.C.R.A., the National Association for Credit Responsibility and Advocacy.

"These predatory scams callously rob Americans of their savings and potentially their homes," Treasury Secretary Timothy Geithner said in a recent news conference. Rodriguez went on to say, “These companies are charging thousands of dollars up front and making promises they can’t keep. I’ve seen some of these companies advertising up to a 97% success rate and even a money back guarantee. In fact, the climate has never been better to modify a mortgage on your own then right now. Lenders and servicers do not want to foreclose on homes as the average cost of a foreclosure is rapidly approaching $60,000.00”.

Making the loan modification climate even friendlier to homeowners in foreclosure trouble is the Obama administrations stepped up efforts to stem foreclosures with the offer of financial incentives to cut payments on second mortgages, write down balances on first mortgages that are underwater, and repay loans in a timely fashion. The new measures announced Tuesday would especially help many distressed homeowners who have both first and second mortgages -- and can't afford either. The Treasury Department now wants lenders and their customer-service agents to agree to modify both loans as part of a comprehensive solution.

However, it is still a process and to have success, you do need to know what you are doing. It helps to understand the process from the bank’s point of view. Stephanie Pimental of Alpha 2000, a nine year old non-profit organization dedicated to community development said, “Primarily when homeowners try to speak to the bank to attempt a loan modification, they have no idea about the process and are emotionally involved since this is their homestead. Not necessarily a good mix.”

Rodriguez says that the dirty little secret about loan modifications that has not made it to the mainstream media yet is that not everyone qualifies for one. “This is why we partnered with Alpha 2000, they are providing us with a do-it-yourself loan modification handbook that will give our members detailed instructions in order to first, determine if they qualify for a loan modification, then secondly, how to present their lender with a qualified loan modification proposal. They will also provide the forms in order to facilitate the process” Rodriguez said.

Many of these loan modification companies and law firms simply will not tell you this upfront, rather, they will take your money knowing full well you will only end up in foreclosure 6 months later anyway. Their money back guarantee is bogus since it’s usually a guarantee that you will get some type of loan modification offer from your lender or servicer. “What good is that if the offer is one you still cannot afford”, asks Rodriguez.

NACRA provides assistance and advocates for its members by providing benefits and services geared toward recovering, rebuilding, and then maintaining a strong credit and financial future. Services include being assigned to an attorney from the Consumer Advocate Law Firm of Ft. Lauderdale experienced in consumer law who help audit and verify NACRA members' personal credit reports. Members also have access to Free ID Theft Protection provided by LifeLock, free financial education and counseling, free tax preparation services and IRS audit help, and free expense tracking software provided by Mint.com to name a few.

NACRA also has an online resource library of articles about credit scores, credit reports, identity theft and debt, and homeownership among others. This resource is meant to answer important questions consumers have regarding their credit and financial situations and are available for use by non-members as well.

More information about NACRA

The National Association for Credit Responsibility and Advocacy (NACRA) was founded in 2007 by Luis O. Rodriguez and is now headquartered in Ft. Lauderdale, Fla. NACRA is a consumer-friendly association whose mission is to help consumers recover, rebuild, and then maintain their good credit and good name. As part of their "Credit and Financial-Direction and Protection" plan, NACRA provides benefits and services dedicated to accomplishing and realizing this goal.

800-704-6230

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