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Alpha Factor Gymnastics leotard Pink foil w zebra stripes CM Child Medium
Alpha Factor Gymnastics leotard Pink foil w zebra stripes CM Child Medium
$14.99
quality
Alpha Factor Gymnastics leotard Blue Foil with Gems CM Child Medium
Alpha Factor Gymnastics leotard Blue Foil with Gems CM Child Medium
$14.99
quality
Alpha Factor Shorts Adult Xs Euc
Alpha Factor Shorts Adult Xs Euc
$10.00
quality
Alpha Factor Leotard Unitard Child Small Flashy
Alpha Factor Leotard Unitard Child Small Flashy
$11.00
quality
ALPHA FACTOR GYMNASTICS LEOTARD SILVER  PINK MYSTIQUE STRIPE CHILD SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD SILVER PINK MYSTIQUE STRIPE CHILD SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD SILVER  PINK MYSTIQUE STRIPE CHILD 6X 7 NEW
ALPHA FACTOR GYMNASTICS LEOTARD SILVER PINK MYSTIQUE STRIPE CHILD 6X 7 NEW
$34.62
quality
Alpha Factor Red Black Crystals Gymnastics Foil AXSM Leotard
Alpha Factor Red Black Crystals Gymnastics Foil AXSM Leotard
$38.99
quality
Alpha Factor Foil Crystals ASM Gymnastics Leotard
Alpha Factor Foil Crystals ASM Gymnastics Leotard
$36.99
quality
WOMEN ALPHA FACTOR PINK ANIMAL print Velvet Leotard Gymnastics adult AS small
WOMEN ALPHA FACTOR PINK ANIMAL print Velvet Leotard Gymnastics adult AS small
$17.99
quality
AFA Alpha Factor Aerials Gymnastics Leotard Foil Child Intermediate INT CXS
AFA Alpha Factor Aerials Gymnastics Leotard Foil Child Intermediate INT CXS
$6.66
quality
Alpha Factor girls gymnastics leotard black with embellishments size CLA
Alpha Factor girls gymnastics leotard black with embellishments size CLA
$12.00
quality
Alpha Factor Gymnastics Leotard AS Adult Small
Alpha Factor Gymnastics Leotard AS Adult Small
$17.99
quality
Alpha Factor Pommel Pants Gymnastics Dance Stirrup Black  Yellow Mens
Alpha Factor Pommel Pants Gymnastics Dance Stirrup Black Yellow Mens
$14.99
quality
ALPHA FACTOR GYMNASTICS GIRLS PURPLE VELOUR DANCE LEOTARD sz SMALL
ALPHA FACTOR GYMNASTICS GIRLS PURPLE VELOUR DANCE LEOTARD sz SMALL
$9.99
quality
Alpha Factor Sequin Delaney Training AXLG Gymnastics Foil Leotard
Alpha Factor Sequin Delaney Training AXLG Gymnastics Foil Leotard
$24.99
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Alpha Factor Gymnastics 1st Q Crystals 3 Sizes Foil Leotard
Alpha Factor Gymnastics 1st Q Crystals 3 Sizes Foil Leotard
$24.99
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Alpha Factor Child XS Foil Rhinestone Leotard Size 2 4 Toddler
Alpha Factor Child XS Foil Rhinestone Leotard Size 2 4 Toddler
$16.99
quality
Alpha Factor Blue Velour Rhinestone Competition Gymnastics Leotard AXS
Alpha Factor Blue Velour Rhinestone Competition Gymnastics Leotard AXS
$22.99
quality
Alpha Factor Lime Tons of Stones LS Competition Leotard Child Int CM
Alpha Factor Lime Tons of Stones LS Competition Leotard Child Int CM
$69.98
quality
Alpha Factor Gymnastics Leotard Black Velour gold trim child medium CM
Alpha Factor Gymnastics Leotard Black Velour gold trim child medium CM
$16.50
quality
ALPHA FACTOR GYMNASTICS LEOTARD RED CRYSTALS SHEER COMPETITION ADULT X SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD RED CRYSTALS SHEER COMPETITION ADULT X SMALL NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE SLEEK ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE SLEEK ADULT LARGE NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE CHILD LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE CHILD LARGE NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE ADULT X SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE ADULT X SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE SLEEK ADULT SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE SLEEK ADULT SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  WHITE MYSTIQUE SLEEK ADULT X SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK WHITE MYSTIQUE SLEEK ADULT X SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE CHILD MEDIUM NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE SLEEK ADULT X SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE SLEEK ADULT X SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE SLEEK CHILD MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE SLEEK CHILD MEDIUM NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE SLEEK CHILD 6X 7 NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE SLEEK CHILD 6X 7 NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  WHITE MYSTIQUE SLEEK CHILD SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK WHITE MYSTIQUE SLEEK CHILD SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE ADULT MEDIUM NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE ADULT MEDIUM NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  LIME MYSTIQUE SLEEK CHILD LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK LIME MYSTIQUE SLEEK CHILD LARGE NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE SLEEK CHILD SMALL NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE SLEEK CHILD SMALL NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE ADULT LARGE NEW
$34.62
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  ORANGEADE MYSTIQUE SLEEK CHILD 6X 7 NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK ORANGEADE MYSTIQUE SLEEK CHILD 6X 7 NEW
$34.62
quality
Alpha Factor Gymnastics Leotard Size Adult Small ASM FOIL Pattern WOW
Alpha Factor Gymnastics Leotard Size Adult Small ASM FOIL Pattern WOW
$6.99
quality
Gymnastics Leotard Shorts Foil Animal Prt Alpha Factor AXSM
Gymnastics Leotard Shorts Foil Animal Prt Alpha Factor AXSM
$15.50
quality
Alpha Factor Aerials Foil Adult ame Black
Alpha Factor Aerials Foil Adult ame Black
$4.49
quality
ALPHA FACTOR GYMNASTICS LEOTARD BLACK  WHITE MYSTIQUE SLEEK ADULT LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD BLACK WHITE MYSTIQUE SLEEK ADULT LARGE NEW
$34.62
quality
Aerials By Alpha Factor Star Leotard CS Small
Aerials By Alpha Factor Star Leotard CS Small
$15.00
quality
Alpha factor Star Leotard CL Large
Alpha factor Star Leotard CL Large
$15.00
quality
Adult XS Alpha Factor Red  Black Metallic Gymnastics Leotard NWT
Adult XS Alpha Factor Red Black Metallic Gymnastics Leotard NWT
$37.99
quality
ALPHA FACTOR GYMNASTICS LEOTARD RED CRYSTALS SHEER COMPETITION ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD RED CRYSTALS SHEER COMPETITION ADULT SMALL NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD PINK  BLACK MYSTIQUE RACER BACK CHILD LARGE NEW
ALPHA FACTOR GYMNASTICS LEOTARD PINK BLACK MYSTIQUE RACER BACK CHILD LARGE NEW
$27.58
quality
Adult Medium Pink Metallic Alpha Factor Gymnastics Leotard NWT
Adult Medium Pink Metallic Alpha Factor Gymnastics Leotard NWT
$47.49
quality
Alpha Factor Gymnastics Leotard SIZE AXS 80 NYLON 20 SPANDEX Red Metallic
Alpha Factor Gymnastics Leotard SIZE AXS 80 NYLON 20 SPANDEX Red Metallic
$10.00
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTALS COMPETITION CHILD 6X 7 NWT
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTALS COMPETITION CHILD 6X 7 NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTAL COMPETITION ADULT X SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTAL COMPETITION ADULT X SMALL NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTAL COMPETITION CHILD MEDIUM NWT
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTAL COMPETITION CHILD MEDIUM NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTALS COMPETITION ADULT SMALL NWT
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTALS COMPETITION ADULT SMALL NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTALS COMPETITION ADULT LARGE NWT
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTALS COMPETITION ADULT LARGE NWT
$41.94
quality
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTAL COMPETITION ADULT MEDIUM NWT
ALPHA FACTOR GYMNASTICS LEOTARD ROYAL BLUE CRYSTAL COMPETITION ADULT MEDIUM NWT
$41.94
quality
Girls Alpha Factor Gymnastics Leotard Black Silver Adult Small
Girls Alpha Factor Gymnastics Leotard Black Silver Adult Small
$15.00
quality
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Iridescent Cute Nice Women
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Iridescent Cute Nice Women
$14.39
quality
alpha factor leotard child medium
alpha factor leotard child medium
$12.00
quality
Alpha Factor Gymnastics Leotard AS Silver Iridescent Sparkle
Alpha Factor Gymnastics Leotard AS Silver Iridescent Sparkle
$6.81
quality
ALPHA FACTOR black  hot pink velveteen leotard S to M gymnastics dance
ALPHA FACTOR black hot pink velveteen leotard S to M gymnastics dance
$14.95
quality
Alpha Factor Gymnastics 1st Q Sequin ASM AMED Foil Leotard
Alpha Factor Gymnastics 1st Q Sequin ASM AMED Foil Leotard
$24.99
quality
Alpha Factor Gymnastics 1st Q Sequin AXSM Foil Leotard
Alpha Factor Gymnastics 1st Q Sequin AXSM Foil Leotard
$24.99
quality
Gymnastics Pink Racer Foil Leotard Alpha Factor 3 Sizes
Gymnastics Pink Racer Foil Leotard Alpha Factor 3 Sizes
$24.99
quality
ALPHA FACTOR Red White Blue w Stars GYMNASTICS LEOTARD Womens Large NWT
ALPHA FACTOR Red White Blue w Stars GYMNASTICS LEOTARD Womens Large NWT
$29.99
quality
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Orange Flower Girl Women
NWT New Alpha Factor Leotard Leo Holo Hologram Pink Orange Flower Girl Women
$14.39
quality
Alpha Factor Gymnastic Leotard Size Adult Small
Alpha Factor Gymnastic Leotard Size Adult Small
$19.99
quality
womens alpha Factor gymnastics leotard size medium black
womens alpha Factor gymnastics leotard size medium black
$5.00
quality
Adult Medium Alpha Factor Pink with Animal Print Gymnastics Leotard NWT
Adult Medium Alpha Factor Pink with Animal Print Gymnastics Leotard NWT
$37.99
quality
Adult Large Alpha Factor Gymnastics Pink with Animal Print Leotard NWT
Adult Large Alpha Factor Gymnastics Pink with Animal Print Leotard NWT
$37.99
quality
Adult XS Alpha Factor Pink Metallic Gymnastics Leotard NWT
Adult XS Alpha Factor Pink Metallic Gymnastics Leotard NWT
$42.74
quality
Adult Medium Animal Print Alpha Factor Gymnastics Leotard NWT
Adult Medium Animal Print Alpha Factor Gymnastics Leotard NWT
$37.99
quality
Adult Medium Mint Green Metallic Alpha Factor Gymnastics Leotard NWT
Adult Medium Mint Green Metallic Alpha Factor Gymnastics Leotard NWT
$37.99
quality
Adult Xlarge Alpha Factor Green Metallic Gymnastics Leotard NWT
Adult Xlarge Alpha Factor Green Metallic Gymnastics Leotard NWT
$37.99
quality
Alpha factor gk elite 7 plus leotard adult xs sm
Alpha factor gk elite 7 plus leotard adult xs sm
$22.99
quality
Nwt New Alpha Factor Leotard Leo Slim Cut Swirls Hologram Glitter Cute Nice Girl
Nwt New Alpha Factor Leotard Leo Slim Cut Swirls Hologram Glitter Cute Nice Girl
$12.79
quality
ALPHA FACTOR Red Foil Gymnastics Leotard Christmas on the Chesapeake size AXS
ALPHA FACTOR Red Foil Gymnastics Leotard Christmas on the Chesapeake size AXS
$5.99
quality
Adult M Alpha Factor Black  Pink Metallic Gymnastic Leotard  Scrunchie Set NWT
Adult M Alpha Factor Black Pink Metallic Gymnastic Leotard Scrunchie Set NWT
$61.74
quality
Adult S Alpha Factor Black  Pink Metallic Gymnastic Leotard  Scrunchie Set NWT
Adult S Alpha Factor Black Pink Metallic Gymnastic Leotard Scrunchie Set NWT
$61.74
quality
Adult XS Alpha Factor Black  Pink Metallic Gymnastic Leotard Scrunchie Set NWT
Adult XS Alpha Factor Black Pink Metallic Gymnastic Leotard Scrunchie Set NWT
$61.74
quality
EUC ALPHA FACTOR GYMNASTICS LEOTARD BLUE CHILD LARGE CL BRESTYANS
EUC ALPHA FACTOR GYMNASTICS LEOTARD BLUE CHILD LARGE CL BRESTYANS
$15.99
quality
Alpha Factor Gymnastics Leotard Purple AXS Adult X Small
Alpha Factor Gymnastics Leotard Purple AXS Adult X Small
$16.99
quality
Alpha Factor Gymnastics Leotard Navy CL Child Large
Alpha Factor Gymnastics Leotard Navy CL Child Large
$16.99
quality
Leotard Lot  Alpha FactorGK EliteFoil Velour Lot Of 3 Girls Large CLA
Leotard Lot Alpha FactorGK EliteFoil Velour Lot Of 3 Girls Large CLA
$9.99
quality
2 ALPHA FACTOR Size AXS COMPETITION GYMNASTIC LEOTARD VELVET RHINESTONE METALLIC
2 ALPHA FACTOR Size AXS COMPETITION GYMNASTIC LEOTARD VELVET RHINESTONE METALLIC
$24.95
quality
Alpha factor aerials gymnastics leotard Adult sz S ASM Teal Foil Rhinestones EUC
Alpha factor aerials gymnastics leotard Adult sz S ASM Teal Foil Rhinestones EUC
$20.00
quality
NWT New Alpha Factor Short Crop Top Hologram Leopard Animal Print Cute Adult
NWT New Alpha Factor Short Crop Top Hologram Leopard Animal Print Cute Adult
$9.99
quality
Alpha Factor Aerials Gymnastics black silve leotard size Child INT 6 6X
Alpha Factor Aerials Gymnastics black silve leotard size Child INT 6 6X
$8.99
quality
Alpha Factor Aerials Gymnastics blue white leotard size Child Intermediate 6 6X
Alpha Factor Aerials Gymnastics blue white leotard size Child Intermediate 6 6X
$8.99
quality
Alpha Factor Aerials Gymnastics blue green leotard size Child INT 6 6X
Alpha Factor Aerials Gymnastics blue green leotard size Child INT 6 6X
$8.99
quality
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Alpha Factor

NACRA and Alpha 2000 announce partnership to provide free do it yourself loan modification help

Ft. Lauderdale, FL May 30, 2009 – Loan modifications are one of the few instruments homeowners can rely on to save their homes from foreclosure. As if homeowners have not been stressed enough financially and mentally over their situation, this help very often requires a couple thousand dollar investment on their behalf to facilitate. “A lot of bad actors are seizing on the misfortunes of consumers and capitalizing financially on the fear of homeowners over quite possibly losing their homes to foreclosures” said Lou Rodriguez, Founder of N.A.C.R.A., the National Association for Credit Responsibility and Advocacy.

"These predatory scams callously rob Americans of their savings and potentially their homes," Treasury Secretary Timothy Geithner said in a recent news conference. Rodriguez went on to say, “These companies are charging thousands of dollars up front and making promises they can’t keep. I’ve seen some of these companies advertising up to a 97% success rate and even a money back guarantee. In fact, the climate has never been better to modify a mortgage on your own then right now. Lenders and servicers do not want to foreclose on homes as the average cost of a foreclosure is rapidly approaching $60,000.00”.

Making the loan modification climate even friendlier to homeowners in foreclosure trouble is the Obama administrations stepped up efforts to stem foreclosures with the offer of financial incentives to cut payments on second mortgages, write down balances on first mortgages that are underwater, and repay loans in a timely fashion. The new measures announced Tuesday would especially help many distressed homeowners who have both first and second mortgages -- and can't afford either. The Treasury Department now wants lenders and their customer-service agents to agree to modify both loans as part of a comprehensive solution.

However, it is still a process and to have success, you do need to know what you are doing. It helps to understand the process from the bank’s point of view. Stephanie Pimental of Alpha 2000, a nine year old non-profit organization dedicated to community development said, “Primarily when homeowners try to speak to the bank to attempt a loan modification, they have no idea about the process and are emotionally involved since this is their homestead. Not necessarily a good mix.”

Rodriguez says that the dirty little secret about loan modifications that has not made it to the mainstream media yet is that not everyone qualifies for one. “This is why we partnered with Alpha 2000, they are providing us with a do-it-yourself loan modification handbook that will give our members detailed instructions in order to first, determine if they qualify for a loan modification, then secondly, how to present their lender with a qualified loan modification proposal. They will also provide the forms in order to facilitate the process” Rodriguez said.

Many of these loan modification companies and law firms simply will not tell you this upfront, rather, they will take your money knowing full well you will only end up in foreclosure 6 months later anyway. Their money back guarantee is bogus since it’s usually a guarantee that you will get some type of loan modification offer from your lender or servicer. “What good is that if the offer is one you still cannot afford”, asks Rodriguez.

NACRA provides assistance and advocates for its members by providing benefits and services geared toward recovering, rebuilding, and then maintaining a strong credit and financial future. Services include being assigned to an attorney from the Consumer Advocate Law Firm of Ft. Lauderdale experienced in consumer law who help audit and verify NACRA members' personal credit reports. Members also have access to Free ID Theft Protection provided by LifeLock, free financial education and counseling, free tax preparation services and IRS audit help, and free expense tracking software provided by Mint.com to name a few.

NACRA also has an online resource library of articles about credit scores, credit reports, identity theft and debt, and homeownership among others. This resource is meant to answer important questions consumers have regarding their credit and financial situations and are available for use by non-members as well.

More information about NACRA

The National Association for Credit Responsibility and Advocacy (NACRA) was founded in 2007 by Luis O. Rodriguez and is now headquartered in Ft. Lauderdale, Fla. NACRA is a consumer-friendly association whose mission is to help consumers recover, rebuild, and then maintain their good credit and good name. As part of their "Credit and Financial-Direction and Protection" plan, NACRA provides benefits and services dedicated to accomplishing and realizing this goal.

800-704-6230

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